Paying for counseling services
In seeking counseling services, consider how the cost of services is covered. You have the choice of insurance or self-pay. Read below for more information to help you decide what option is the best choice for you. Therapy is an investment in yourself.
Insurance
Insurance can be confusing. We want to help you better understand how insurance works. When you contact us, we will verify insurance coverage. Please get in touch with your insurance carrier to verify the information.
Questions to ask your insurance carrier to help determine benefits
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Does my health insurance plan include mental health benefits?
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Is the provider in-network? If the provider is out-of-network, will my insurance cover?
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Do I have a deductible? If so, how much is it, and have I met it yet?
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Does my plan limit how many sessions per calendar year I can have? If so, what is the limit?
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Do I need written approval from my primary care physician insurance to pay for services?
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What is my co-pay?
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Does my insurance cover online therapy sessions?
We are currently in-network with the following insurances (please note this list may not be exhaustive):
- Aetna
- AmeriHealth Caritas
- Anthem BCBS Commercial and Medicaid
- Buckeye
- Caresource
- Cigna and Cigna EAP
- Cleveland Clinic EHP Plus Plan (We’re not a recognized provider for the EHP plan)
- GEHA
- Humana Medicaid
- Loveland Voucher
- Medical Mutual
- Molina Medicaid
- Ohio MedicaidBuckeye Medicaid
- Oscar
- United HealthCare/ Optum Commercial, Medicaid, and EAP
- AllOne (Ease at Work) EAP
- UMR
**If you do not have one of these insurances, ask your carrier if you have out of network benefits. Some plans may pay a percentage of the cost of the session for out of network providers.
Co-Pay
This is the amount your insurance requires you to pay at the time of your appointment. Please check with your insurance carrier to know what your co-pay is. Remember, not everyone has a co-pay. It depends on your individual coverage plan.
Deductible
This is the amount that you pay out of pocket for services before insurance pays. Deductibles are reset every year. If you have not met your deductible, then you will pay for services out of pocket until the deductible is met.
Please ask us questions you may have about insurance and billing. Contact our Billing and Insurance department via email admin@liferebirthed.com.
Self-Pay Or Out-of-Network
Some individuals opt to cover services out of pocket. If you do, we’re required by law to provide you a Good Faith Estimate.
Rates
- $140 per Initial Intake Appointment 55-minute session
- $120 per Individual or Couples Counseling 55-minute session
- $100 per Individual or Couples Counseling 45- minute session
- $70 per Individual 30- minute session
- $60 per 30-minute Couples Counseling add-on to a 55-minute session
If you have an insurance carrier you can be reimbursed through the submission of a “Super Bill”. We will collect full payment for the session and give you a receipt and a copy of a “Super Bill”. You would submit the “Super Bill to your insurance company and they will send the reimbursement to you. Be sure to discuss out-of-network reimbursement with your insurance carrier.
Payment
We are currently accepting cashless options. This includes HSA/FSA and most major credit cards as forms of payment. You would be able to pay online through the client portal, or the option to have autopay for each session you attend.
Cancellation Policy
If you are unable to attend a session, please make sure you cancel at least 24 hours beforehand. Otherwise, you may be charged up to the full rate of the session.
Any Other Questions
Please contact us for any more questions you may have. We look forward to hearing from you!
Request an appointment to start your journey.
